Title Loans Reading, OH

Looking for a fast and easy way to get some extra money? Look no further than title loans in Reading.

What are Title Loans Reading?

When a lender allows you to use your vehicle as loan collateral, and you let the lender keep your title while paying back the debt, it is a title loan. Title loans in Reading are simple because they are based on collateral, and there is no credit check. Regardless of the applicant’s credit score, they can get a title loan when they use their vehicle as security. When the loan is paid off, the title is returned to the lender.

Qualifications

Before applying for cash loans online, you need to be qualified. If you are 18 or older and have a job or some other type of income, you’re halfway there. The vehicle you pledge for the loan is the biggest qualifier. Just make sure it’s a vehicle you actually own, and make sure there are no liens on the vehicle.

Title Loans Reading Application

All it takes is a few hours to process a loan, and it begins with your application for title loans in Reading. Tell us the make, model, style, year and mileage of your vehicle. Give us your name and a way to contact you, and submit. That’s all you do in order for us to give you a loan estimate. After you get it, we discuss a final offer. We’ll get a few more details about your vehicle’s condition, which could mean an increase in the loan amount. Your payment schedule will be set up, and you can turn in your title. After finalizing everything, the money is yours to take.

Ohio Legal Information

Interest rates are allowed up to 30 percent on title loans.
Lender are required to provide advanced notice to their customers before repossessing or selling a customer’s vehicle.
Borrower have be told the date, time and location that their vehicle is going to be sold.
Lenders can keep enough money from a repossessed automobile sale to cover the amount of a delinquent loan and any costs they incurred during the vehicle’s repossession and sale. If there is any money left over, it belongs to the borrower.

Benefits

• Get the money you need when you need it, which is immediately. Title loans are doled out fast, usually in just hours of the application being made.
• No hassle makes title loans less stressful for you. We make an offer, but only you can decide to take the loan. If you don’t, we understand. If you do, we’re happy to give you the money you need.
• Our quick application only takes a few minutes to complete.
• No credit check for you. Just pledge your vehicle for the loan, and we’ll skip the probe into your personal financial situation. It’s unnecessary, and by not having it, many people with bad credit can be approved for title loans in Cincinnati and Reading.
• Title loans are a better option than you trying to get more hours at work or even taking on a second job. If the financial need is immediate, you don’t have time to wait for those extra work payments to come through.
• Choose a title loan over going to a pawn shop. Not only do you need to pawn multiple items to get enough money to meet your needs, you have to leave you things there while you pay them back.
• Flexible payment terms means you get to renew or roll over your loan when you can’t make all the payments by the end of your original agreement.