Title Loans Irving, TX

Many people don’t have any money set aside for emergencies, or if they do, it’s only a small amount. What happens when a big event requires a lump sum of money? Plenty of times there is damage to a home that isn’t covered by insurance.

Even if it is covered, the deductible might be a strain on your finances at that time. Another situation that could require immediate and substantial cash is bailing someone out of jail. Innocent or guilty, those arrested need to make bail.

The bondsman usually requires 10 percent, which sounds low, but if the bail is set high, so is that 10 percent. There are all sorts of situations that come up unexpectedly that put you in a money crunch. If you find yourself there, consider an easy solution in auto title loans.

What are Title Loans Irving, TX?

Simple loans. An opportunity to get financial help. Your second chance at getting lender funding. The first two sentences are true for any applicant, and the last one is true if you have bad credit.

Title Loans in Irving, TX allow borrowers to use the equity in their cars as collateral. That’s quite different from mainstream loans that always make use of credit reports in loan decisions. Anyone with bad credit, or even less than perfect credit, will have a hard time getting a loan approved by a traditional lender. Not so with title lenders. Present your car, motorcycle or truck, and watch how fast your loan is approved.

Here’s what you need to be qualified for the loan. Eighteen is the minimum age required to apply. You need an income. Some applicants work, but others don’t. Unemployed loans are option as long as you can show your income from a different source, such as disability payments. Your vehicle is the main requirement, and it must have a lien-free title and be owned by you.

Applying for Irving Title Loans

Get title loans online fast so you can end your money woes sooner rather than later. With our application for title Loans Irving, it won’t take long. Just tell us a little about you and the car used for collateral. We can do a quick value assessment of your vehicle, and send you a loan estimate of how much cash you’re likely to receive.

Once you get the offer, we talk by phone to verify the information. Then, we fill in the blanks of anything incomplete. That means we’ll ask you a few questions to get a clear picture of your income and the condition of the vehicle collateral. You get to ask questions as well. Our processing is fast, so you can expect to get the cash in less than a day.

Legal Information

• No cap on loan amounts or loan fees.
• Ten percent limit on interest rates.
• One 30 day loan term plus five renewal terms gives borrowers 180 days to pay off the debt.
• When a loan is not repaid, the borrowers vehicle collateral could be repossessed by the lender and sold to recover the outstanding debt.

What are the Benefits?

Money is yours when you need it with title loans in Irving, TX. Apply easily, and get rapid loan processing. You could have the money in under 24 hours. There’s no credit check, which means you don’t have to worry that bad credit will keep you from financial help.

That sort of thing happens with traditional lenders, not title loans.

Another thing you don’t have to worry about is finding transportation because you get to keep your car while making payments. And, don’t worry about not making the loan payoff deadline because you can renew the loan.

Other cities in Texas we serve:

Dallas car title loans

Houston car title loans

San Antonio car title loans

Apply online for free to get your loan quote and you could have your money within 24 hours!